High Value Mortgage
Loan Against Property (LAP)
Leverage your residential, commercial, or industrial real estate up to ₹15 Crores at interest rates starting from 8.75% p.a.
Monetize Your Real Estate Without Selling
Loan Against Property allows you to access substantial funding for business expansion, child’s overseas education, or major capital expenses while continuing to retain full ownership and usage of your property.
- High funding up to 70% of market valuation
- Extended tenure up to 15-20 years
- Flexible overdraft (OD) & Term loan facilities
- Significantly lower interest rate compared to unsecured business loans
Eligible Properties
Residential Properties
Self-occupied houses, rented apartments, bungalows
Commercial Real Estate
Office premises, retail shopping complexes, showrooms
Industrial Land & Sheds
Approved factory plots and industrial sheds across UP